Insights

Behind all great advice is in-depth knowledge. Here’s everything you need to know about pensions, property, government fiscal policy and the state of the UK economy. We’ll explain what it all means for you and finances.  

FTBs looking to buy in cities

More first-time buyers are setting their sights on city living, with Dundee and Edinburgh seeing the biggest increase in buyer enquiries. London has lost some appeal due to high prices, showing that affordability remains a key factor in buyer decisions. 

Planning with purpose in 2026

A study found that personal values are the strongest motivators for UK adults when it comes to financial planning. When your financial goals reflect your deeper motivations, planning feels less like a task and more like a path toward fulfilment.

News in Review

Interest rates edge lower, tax relief eases pressure on farmers, retail footfall rises and the FTSE breaks new ground

Economic Review – December 2025

In our Economic Review of December – the Bank of England (BoE) warn further reductions were likely to become a ‘closer call,’ analysts suggest uncertainty ahead of the Budget affected growth, negatively impacting both consumer and business spending levels and retail conditions remain challenging.

Residential Property Market Review

Tax changes, tenancy reform and shifting buyer support signal significant structural change across the UK housing market.

Commercial Property Market Review

UK commercial property faces shifting taxes, rising regional office rents, resilient West End investment, and growing demand for let-ready space

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